Getting hurt is inconvenient and depending on the severity of the injury, painful and costly. Some people go to work and wind up in the hospital because of something that happened on the job. For these folks, the incident may or may not be covered by their company’s workers’ compensation insurance. Take a look at three examples of injuries at work that typically qualify for employer benefits.
1. Construction Site Fall
Working on a construction site may prove risky, even for the most able-bodied person. It is a place full of dangerous possibilities lying in wait. The most frequent work injury on a construction site is a fall. These may occur from a height or from tripping over a misplaced tool. If safety regulations were ignored or not in place, there is a chance that workers’ compensation Maitland FL will cover it.
2. Repetitive Injuries at the Office
Carpal tunnel syndrome is becoming a common affliction for those who work in offices. People who do a lot of typing often start experiencing symptoms like:
- Tingling or numbness in fingers
- Hand ache or pain
- Loss of grip strength
- Wrist pain
Carpal tunnel is treatable. If a doctor indicates the condition is due to a person’s job, it may get covered by the employer’s workers’ compensation carrier. Other professions that deal with carpal tunnel include sewists and factory assemblers.
3. A Car Accident Making a Delivery
Sometimes bosses ask employees to make special trips. A supervisor may ask someone to drop something off on their way out to lunch. If a car accident happens en route to this destination, it may qualify for workers’ compensation benefits. Car accidents that occur on the way to and from work, or to and from lunch do not count, when the driver is doing something at the request of a superior, the accident may qualify for workers’ comp.
If you find yourself hurt at work, follow the steps as set out by your employee manual to preserve your rights under local workers’ compensation laws.